Real estate income, secured by a first-lien position. Not a promise. A position.
Most people who come to us have already made money. They sold a business, built a career, or built up savings, and now they need somewhere to put it that will not keep them up at night.
Bavinchi Capital puts investor capital into a first-lien position on residential properties with significant equity behind them. We target a 9-11% annual return over a 9-12 month hold. Every deal is personally underwritten by Bryan Stahl in South Central Pennsylvania, a market he has worked in since 2001.
We underwrite off live market data.
You want income without the volatility, and without a second job.
You have capital and you do not want to gamble it in the stock market. Money markets, CDs, and treasuries pay you almost nothing for the privilege of waiting. Real estate sounds better, but you do not have time to manage a rental or flip a house yourself, and most of what gets pitched to you as passive income has no collateral behind it at all.
We built Bavinchi Capital to solve that specific problem: income with a real asset standing behind it, run by someone who answers his own phone.
Four things you won't get from a REIT or a stranger on LinkedIn.
First-Lien Collateral
Every deal is secured by a first-lien mortgage or deed of trust on a residential property with significant equity — not a promissory note or a piece of unsecured paper.
Personally Vetted, Local
Bryan Stahl inspects and underwrites every property himself within South Central Pennsylvania, a market he has actively operated in for over 23 years.
Vertically Integrated
Bavinchi Capital works alongside Fidelis Mortgage Corporation, where Bryan serves as President, along with affiliated title and insurance operations. Underwriting, servicing, and exit options stay in-house.
Invitation-Only
This offering is not open to the public. It is shared directly with verified accredited investors who want direct, personal access to the sponsor.
Real deals, real numbers.
341 ASHFORD DR.
Purchased $270,000, renovated for $90,000, sold for $499,900.
3070 IMPERIAL DR.
Purchased $140,000, renovated for $60,000, sold for $270,000 after an 8-month hold.
1142 7TH AVE.
Purchased $200,000, sold for $310,000 after an investor-funded renovation.
Past performance is not indicative of future results. These figures reflect specific past transactions and are not projections for any current offering.
“I invest my own money in every deal alongside my investors.”
Fair question: “I've never heard of you.”
Most sponsors want you to trust a track record they cannot show you. Bryan invests his own money in every deal alongside his investors, so his interests sit where yours do.
He is available for a direct call to walk through the underwriting on any deal, and the businesses behind Bavinchi Capital, including mortgage, title, and insurance operations, have been running in South Central Pennsylvania for years.
How Bavinchi Capital Works
Identify Deals
Source off-market residential deal flow throughout South Central PA.
Personal Underwriting
Bryan inspects the property, verifies equity cushion and valuation.
First-Lien Position
Capital is placed into a direct first-lien recorded mortgage position.
Target Distribution
Receive target annualized returns of 9-11% over 9-12 month hold.
Full Capital Return
Upon sale or refinance, capital and interest are returned in full.
Questions investors ask before their first call.
Let's talk about how this fits your portfolio.
If this sounds like the kind of income you have been looking for, the next step is a short call with Bryan. No pressure, no pitch deck marathon. Just a conversation about whether this fits what you're trying to do with your capital.